Insurance Information
We accept most insurance plans and will file your claim for you. At the office, our check-in staff will review your insurance ID card and update your insurance information. Please bring your cards with you for every visit.
Medicare co-insurance payments are payable at the time of service unless you have secondary insurance. Your insurance deductible will be due at the time of the visit, if appropriate. We accept assignment of all secondary insurances.
Co-pays, co-insurance, and deductible payments are all your responsibility and are collected at the time of service.
Before your visit, please call your insurance company to make sure Intercoastal Medical Group (IMG) is in your network. IMG accepts the insurance plans listed below*
Click here to view a complete list of accepted insurances.
Commercial Plans
- Aetna
- AvMed
- Beech Street Network
- Blue Cross Blue Shield of Florida
- Cigna
- Evolutions
- First Health
- Gulf Coast Select
- Humana
- Multiplan / PHCS
- UnitedHealthcare
Medicare (Traditional)
- Medicare
- Railroad Medicare
Medicare Advantage
- AARP Medicare Advantage PPO
- AARP Medicare Advantage HMO
- AARP Medicare Advantage HMO-POS
- Humana PPO / PFFS
- UHC Medicare Advantage PPO
- UHC Medicare Advantage HMO
- UHC Medicare Advantage HMO-POS
All Aetna Medicare Advantage plans are out of network with IMG. However, there is one important exception:
Aetna Medicare Advantage PPO-ESA (Extended Service Area through Employer Groups) This is the only Aetna Medicare Advantage plan accepted at IMG.
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- Although we are technically out of network for this plan, your benefits are the same as if we were in network.
- What this means for you:
- You pay your standard copay at your visit.
- IMG will bill Aetna.
- Your cost structure does not change.
Aetna Medicare Advantage PPO (non-ESA) These are out of network.
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- Patients must pay Medicare rate in full at the time of service.
- IMG will file a courtesy claim.
- Aetna will reimburse the patient, minus any deductible, copay, or coinsurance.
If your plan is not listed above, it is considered out of network.
- Out-of-network PPOs
- Patients must pay in full at the visit. IMG will file a claim, and any reimbursement will go directly to the patient.
- Out-of-network HMOs
- IMG is not able to see patients with these plans.
